this tuesday we went to Aaron and Lisa's house and had dinner with them and they have a beautiful house as well...the living area is huge, i really liked that! so then i started recalling how many other couples around our age have houses...and then it really hit...
I WANT A HOUSE!!!! (pouting like kathryn when she doesn't get her way) it's not fair, why do they get houses and i don't...ok, then reality sets in, and i remember just how much work a house is...more square footage to keep clean, more rooms to potentially get messy, a yard to tend to, when something goes wrong it's all on you! a bigger mortgage, homeowner's insurance, water bill, higher electric bill, sewer bill, trash pick up...ok, what am i forgetting all you homeowners out there....
needless to say...i still went online and checked out some houses, and thought to myself, but now is the time to buy, we could offer about 10 grand less and they'd jump on it...our mortgage wouldn't be that high if we had the best interest rate, a 30 year mortgage and no PMI...oh yeah, we have no money to put down, dave ramsey advises no more than a 15 year mortgage that comes out to be no more than a quarter of your take home pay...and for us...that would be....a mortgage of 70-80 thousand...what in the world can you buy with that?!? oh well, we know we are working on being completely debt free, and that will take another year, so until then, no house for us...
on a funny note...i tried feeding daniel applesauce yesterday, and oh...it was hilarious. he kept making the funniest faces...never spiting it out, so i got the camera and took a video...
3 comments:
No Omi you WANT a house when you can afford to do things with it. How sad would that be to just HAVE a house and not be able to put your stamp on it. Not so much. I mean take us for example, yep we have a house, yep we're not "throwing our money away" on rent, but Markus is also being put through school and we can barely do things peacemill around here with that coupled with the freakin dental work we need done. So yeah sit tight. We bought at the market high, not cool, but Jenn wanted a house. Didn't you know Jenn gets what she wants ;)
A house can be a good investment--there are many many first time buyer programs and sweat equity programs and putting ur money into a good small starter home means ur not throwing money away every time u pay rent--i wish I had done it years ago--any hoo small money to spend on it means u get CREATIVE and learn a few tricks along the way which means MEMORIES that you would never trade : )
we have a house and i wish we rented.
that way, when the shower started leaking into the computer room...maintenance could fix it, instead of being added to a list of problems that need time and money to solve.
though i do love the freedom to decorate fat baby's room as i please...
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