so kathryn has speech issues, and ever since she had her surgery to remove tonsils and adenoids, she has not been able to say the "p" sound and "b" sound. so her speech therapist really urged me (it being 5 months after surgery) to go back to the doc and make sure there isn't anything causing this speech issue.
so i scheduled an appt...we went today and of course the doc barely looked inside her mouth...(kathryn wasn't very cooperative, she was a bit scared) and said, "everything is fine, have you had her hearing tested?" "last year twice and everything was normal" "well, why don't we do it again?" i should have just said no...a 2 min test cost $125 for them to tell me what i already know..."it's fine" great... so all the doc could say is, she should grow out of it...give her time. which is what i kinda suspected, but, when you have ppl pressuring you to "make sure" there is nothing wrong... and you don't have a lot of money to begin with...well, there goes $250. geez.
so yeah, when we went to check out, somehow they said i only had to pay $75 for now, and they were billing the rest to the ins. company...works for me...but... i don't have $75 to my name... so i pull out the dreaded credit card... declined. WTH!(i know it had at least $75 available) pull out the OTHER dreaded credit card...it went through...ugh. see we have a health savings account through our insurance company...but for SOME reason, they want to be difficult, and the way OURS works is the bill goes to the ins company, they process it determine how much the patient is responsible for, then send the doc office the payment. the little twist is that we have a deductible to meet as well. so all the doc offices think we have to pay till we meet the deductible...but in actuality, we only pay towards the deductible when the HSA runs out. sigh...no office believes us and unless i pitch a fit, i usually have to pay and submit it to our FSA where we will get reimbersed from the money we have set aside... it's just annoying to spend this money you don't have and wait weeks to get reimbersed... when the health ins. should be billed and pay it from the HSA... ANYWAY!~
the other annoyance...i got a job with frito-lay, and they have the option to do direct deposit...but you have to get your first check to be able to do that...well, the checks get mailed to you, then you have to go online to set it up...i tried doing this after i got the first check and it said it couldn't process my request, the server was down...well, my brain isn't always remembering to try again soon, so i got the 2nd check mailed, and meant to go cash it then, but put it off till work the next day...then since my brain can't keep track of what i need to do (in 2 seconds it can forget why i headed down a certain road) so it never got deposited...yet. well, john and i were FINALLY sitting down to do the budget on sunday, and we found out somehow the van note came out twice...and i know i only clicked to pay it once...so i can't figure out how the 2nd payment happened (a day after the first) and i don't have time to check the account everyday, so i didn't notice it until we did the budget. well, almost $300 coming out of our account that shouldn't have REALLY threw everything off...and that is why we only have $2 in our account (when i get the check in the bank it will be better) and all our bills aren't even paid. as it stands, if we were to pay all our bills due (including tithing) we would over draw by $150! ugh!
so my goal after her appt was to get the check in the bank so we could buy groceries (we had no milk, no cereal, no oatmeal, no pancake mix that just requires water, no bread, no fruit, pretty much nothing quick) and so i go to the bank to put the check in our acct, and put on their to get some cash back, but they tell me, they can't give me $60 (what i asked for) since i don't have $60 in the acct. that i would have to wait till tomorrow for the check to clear, or cash it at the bank it is from (chase) i also had another check from my granny for dan's b-day, which i was trying to cash as well from hancocks...there was a hancocks right across the street, so pull in to the drive through, and no, i have to go inside to cash it...pulling the kids out and everything...UGH! why do they have to make it so difficult!!! just for a freakin thumb print! but what was cute is once she handed me the cash dan (who was in my arms) said in an excited voice "tan da" (thank you) so that made me smile... but we still had to go all the way to denham to cash my bigger check at chase...i pull into their drive through only for her to ask me for my acct # and i tell her i don't have one, she said "come on in and open one up" uh, no thanks, just want to cash it "well then since it's over $50 we charge a $6 fee for non-acct holders..." WTH! NO YOU MAY NOT TAKE $6 OF MY HARD EARNED DOLLARS!!! GIMME THE CHECK BACK" ok, at least that was how it went in my head. i told her forget that, i'd put it in my bank. and being as how i'm trying to conserve gas cuz our gas spending has been outrageous...it was really annoying that i had to make the trip all the way to chase in denham for nothing!! (that's about a gallon of gas right there!) so i was determined to not go home without milk and cereal (my staple for breakfast) and since all i had was the $20 from the check cashed at hancocks, i would see what that could get me at the walmart in denham. it was enough for a loaf of bread 2 boxes of cereal (gv brand), 2 gallons of milk (skim, 2%), a canister of oatmeal (the backup when cereal runs out), and a few bananas. that should hold us over till we can get the rest of the groceries... and what was sick to me was only having $20 and seeing how little it bought...the prices on even off brand cereal has jumped 50 cents or more. ugh.
well, i thought to myself, i was going to deposit the check in the capital one in denham, so i head there, and instead of pulling into the bank i was too busy looking at the walgreens on the corner and wondering when they were going to open it and when john was going to get out of that stupid store he's at now, that i passed up the bank and headed home! (the thought about walgreens was on my mind for a while) and i didn't realize my mistake until i was taking out the groceries to put inside! UGHHH and the kids were already quite done with being in the car for the last 2 hrs... and my poor garden needed watering bad... so i took a break and deposited the check after watering the garden.
and my garden....yesterday i went to water the broccoli...and there were little holes on some of the leaves... only one thing does that...besides grasshoppers, caterpillars... yep!!! all over the underside of the leaves! UGH!!! i hate bugs! so i cut the leaves that were badly damaged and plucked the rest of the stupid cabage loopers (thats the name of these caterpillars) off of my plants...took a while. well, i found more bugs today on other plants and it is really frustrating.
but i did get to harveest my first zucchini! it was 9 inches long! 2.5 in diameter! a huge one!
and this is how i found daniel this morning...keep in mind, we have no cereal oatmeal or pancake mix, so nothing quick and we didn't have much time to cook an elaborate breakfast (homemade) since we had to hurry to the doc office. so he decided to rip open a mox of mac n cheese and eat the raw noodles. wow.
the good news is, i fed the kids when we got home, and we have milk! yay. and i forgot about the GV ice cream i bought for dan's party, and so when they finished their lasagna, we all had some yummy ice cream cones.
sigh, i guess it all stems from our tax refund being delayed... see b/c we were going to claim the first home buyer tax credit, apparently this year they changed it to where you have to mail in your return. we didn't know, so we filled it out online, and we did electronic signatures but then it told us we made to print it and mail it. so we did. i was in such a hurry to get it in the mail that i forgot to sign the dumb things, and it took them 6 weeks to tell me that. so i send in the signature page, and now another 6 weeks later, we still have no refund. (it was going to be direct deposit) so if we would have gotten it 6 weeks ago, we could have paid the van off and not had to worry about the note coming out twice. ugh. we are supposed to finally have our refund by the end of may... wow, only 4 months after they recieved it.
and this weekend, my phone (which was being stupid before) suddenly decided to go wacko again, and every button pressed multiple keys or something. i would press the w and instead i would get wkt6rgt pop up...and now the track ball (i have a blackberry) doesn't work. it scrolls but doesn't press down to select anymore. ::sigh:: so it's been even harder to work with it. and i don't want to switch to a different phone cuz all the phones i have are just as bad with issues, and all my # are on the phone not the sim card. so i'm still holding out to get an iphone. i really think i have earned that much. ugh. maybe by the end of may i can have it (as a mothers day/bday gift).
oh yeah, and lets not forget the laptop that suddenly decides to not turn on. (long story short) and after trying to communicate that to the HP tech,(it WONT turn on no matter what i do) he tells me the motherboard is bad and that will be $440 to fix... ugh. its a DARN good thing i managed to figure out how to fix this pc and will know how to fix it in the future... but the laptop. i don't think it will be any cheaper to install the motherboard myself...so no biggie since i have my desktop, but still. a very expensive piece of electronics is not functioning. that's depressing.
to make a long venting short...i have decided i need to be uplifted today so i am going over to my MIL's house and we are gonna maybe talk about a conference talk or something...that's always the answer for me (the gospel/scriptures/prayer)
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